1 block cream cheese
1 package sugar free pudding (I use cheesecake or vanilla. Chocolate works too!)
1 cup heavy cream
1 cup water
Blend all ingredients together for several minutes. I use a hand mixer. Add the water in slowly, or it splashes everywhere.
I divide it among 6 dessert cups. Less than 4 carbs each! Add redi whip and a chopped strawberry for an extra 2 carbs. (Worth it, because the sweetness cuts down the richness of the dessert.)